Business Capital
Fund your business today with tomorrow's card sales.
From £1,000 to £500,000.
Ready to apply?
Applying won't affect your credit card score.
Powered by Liberis
Clover has invested £10 Million to empower UK SMB growth in 2024
Recommended by 90% of customers 1
What is
Business Capital?
Business Capital is a funding solution that provides quick access to cash. There's no interest. Just one fixed cost*, so you know exactly how much you will pay. The balance is paid automatically as an agreed percentage of customer card transactions - meaning you simply pay when your customers pay you.
This flexible solution takes away the stress of fixed monthly payments and allows you to focus on what really matters - your business.
Business Capital is provided by our referral partner, Liberis.
*You will be expected to operate your business in a way that ensures Liberis recieves a minimum monthly amount of up to 3% of the total amount owned to Liberis.
Why choose Business Capital?
Unlock Growth Potential
Business Capital available from £1,000 to £500,000.
No hidden costs
The total Business Capital to pay stays the same however long you choose to pay.
Quick and hassle-free
Quick, easy application and approval process, with funds available in as little as two working days.
Pay through sales
Automatic payments mirror cash flow as a percentage of your cards sales.
Fund your business in just 3 steps
Simple.
Stress-free.
Like business capital should be.
Apply online by confirming your details
Our online application only takes a few minutes to complete. Once you confirm your details, you'll get a decision in as little as a few minutes.
Choose your quote
You'll know if you're approved right away, with no impact to your credit score*. Simply select the quote that works best for you.
Set-up your account
Finally, finish setting up your account and your funds could be on their way in as little as 2 working days from successful application. Enjoy!
Ready to apply?
This link will take you to the Liberis website.
Is my business eligible?
Have at least four months' card trading history
Be an existing Clover customer
Take a minimum of £1,000 in card payments a month
Powered by Liberis
Experts in business capital since 2007.
Funded £1bn to over 27k businesses around the world.
Recommended by 90% of customers.
Totally hassle free, very easy to do. Very quick to receive the funds, no hidden costs - totally transparent. Would recommend.
- Avril, Trustpilot Review
Frequently asked questions
1 Figure refers to Liberis's 2021 Net Promoter Score survey of 5,448 respondents - measuring how likely they are to recommend our product on a scale 0-10 and using this to split the respondents into 3 categories - passives, detractors and promoters. The end score is calculated by subtracting the percentage of detractors from the percentage of promoters - in this case 90% were promoters and 10% were passives, giving Liberis a score of 90.
This product is provided by Liberis Ltd, Scale Space Building, 1st Floor, 58 Wood Lane London, W12 7RZ (company number: 05654231, Liberis' Business Capital is a form of recievables finance not a loan. Liberis is not authorised or regulated by the Financial Conduct Authority and the Financial Ombudsman Service will not be able to consider a complaint about Liberis. Amounts advanced are subject to status and our underwriting process before any offer can be made.
As of August 2023, 78% of successful applications received funding within 2 working days.
Terms and Conditions apply.
By enquiring, you acknowledge and agree to be contacted by telephone and email, and for Clover to share your information and data with Liberis for the purpose of assessing your eligibility for Business Capital.
