Take secure payments with a Chip and PIN machine
Give your customers a payment option they trust. Our devices offer security in PIN verification, the reliability of modern technology, and the flexibility to fit any business. It’s the smart way to accept payments. Choose Clover today.
Accept most popular payment methods
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What is a Chip & PIN machine?
A Chip and PIN machine reads the microchip inside a debit or credit card and asks the customer to enter their PIN to confirm the payment. This simple step helps prevent fraud and reduces errors, which makes it a secure way to accept cards.
Once the PIN is entered, the machine checks the payment with the bank and completes the transaction. Unlike swipe machines, which rely on magnetic stripes that can be copied, Chip and PIN keep payment details encrypted and protected.
Chip and PIN, swipe, or contactless - What’s the difference?
Each payment method works a little differently. Swipe machines read the magnetic stripe on a card and process the payment without a code. Chip and PIN requires customers to insert their card and enter a PIN for verification. Contactless allows payments with a tap, but a PIN is still needed for larger amounts.
Some businesses prefer Chip and PIN because it works for all cardholders, while others offer contactless services for speed. The right choice depends on how you serve your customers and the type of transactions you handle.
Fast, reliable payments with Clover Chip & PIN machine
Nobody likes waiting to pay. Chip and PIN machines process transactions quickly, helping you keep queues short and service smooth. There’s no need to count out change, and you don’t have to rely on a customer’s phone battery for mobile payments.
Clover devices stay connected through Wi-Fi, Ethernet, or 4G, so even during your busiest hours, payments go through without a hitch. You process transactions confidently at the till or on the move, knowing your system won’t slow you down.
Which Chip and PIN machine is right for you?
We offer three types of Clover devices designed to fit the way you work:
Clover Station Duo - Countertop model
Perfect for busy checkouts, this fixed machine sits at your till, keeping payments fast and efficient. Customers can enter their PIN on a separate screen while you handle sales from the main display.
Clover Mini - Compact model
It’s a perfect Chip and PIN machine for small business’ needs. This all-in-one device saves counter space while offering full PIN entry, contactless, and touchscreen features to manage sales and receipts.
Clover Flex -
Portable model
For businesses that take payments on the go, Clover Flex is a mobile Chip and PIN machine that works anywhere with Wi-Fi or 4G. Take payments at the table, on delivery, or at events - wherever your customers are.
Clover POS benefits
Finalising sales is important, but it’s not the only thing on your plate. That’s why Clover point of sale systems do more than just process payments. They help you stay organised without adding extra work.
Track sales in real-time
See how much you’ve made today, this week, or this month without sorting through receipts.
Manage stock
Keep your inventory up to date.
Simplify accounting
Every sale is logged automatically, making bookkeeping much easier.
Keep customer details handy
Store receipts, manage refunds, and even build loyalty programmes from one system.
Customise your POS system
Every business runs differently, and Clover lets you set up a comprehensive solution the way you need it. You can add apps to track staff hours, run promotions, or get detailed reports.
If you use accounting software or sell online, Clover connects to popular platforms so all your operations stay in sync. And as your business grows, you won’t need to switch to a new system - just add the features that make sense for you.
Browse Chip and PIN machines for small business today
Smaller companies need a dependable way to take card payments, and Chip and PIN is a solid choice. It works for any customer with a card, handles larger transactions, and doesn’t rely on mobile wallets. It also reduces mistakes since payments are verified with a PIN.
If you’re ready to accept secure, PIN-verified payments, explore our selection of available machines and find the one for your business.
Frequently Asked Questions
Ready to take your business to the next step?
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