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Card payment machines
YOU DO YOU. WE DO THE REST.

Card payment machines for UK businesses

Clover card payment machines help you take card payments, manage sales and run your business from one connected system.

Bespoke pricing tailored to your business

Next business day payouts

Funding from £1,000 to £500,000

7-day phone support

150+ apps integrations

LIMITED-TIME OFFER*

Try Clover Register Lite / Essentials service plan free for 90 days
Inventory management, order management and business tools included at no extra cost.

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Accept most popular payment methods

  • Item 1 of 8 Visa
  • Item 2 of 8 AMEX
  • Item 3 of 8 Master
  • Item 4 of 8 Maestro
  • Item 5 of 8 Discover
  • Item 6 of 8 Apple Pay
  • Item 7 of 8 Google Pay
  • Item 8 of 8 contactless
Visa Mastercard American Express Samsung Pay Samsung Pay Apple Pay Google Pay
card machines

What is a card payment machine?

A card payment machine (also called a Chip and PIN machine, PDQ machine, or card terminal) lets businesses accept secure payments from credit and debit cards. No matter what the payment method is, the machine reads the card details, requests authorisation from the bank, and confirms the transaction in a few moments.

 

Both credit card machines and card readers process card payments in the same way. The main difference can be, in some cases, size and features. Some card readers are smaller and may need a smartphone or tablet to function. Whether large or compact, both devices let you swiftly process payments.

Take card payments the way your customers prefer

Customers want choice at checkout. With Clover card payment machines, businesses can accept contactless payments, Chip and PIN, mobile wallets such as Apple Pay and Google Pay, and digital gift cards. However your customers choose to pay, you’ll be ready.

Get a quote
clover flex

Why businesses choose Clover card payment machines

 

Choosing the right card payment machine for a small business can help improve customer experience and streamline operations.

Clover's range of card machines supports growing businesses with integrated payments, reporting tools and flexible connectivity options.

 
Retail shop Clover Payments solutions

A professional setup

Use a modern card payment machine that helps create a smooth, professional checkout experience.

 
Restaurant cafe Clover flex pocket payment

Fewer mistakes

Manually entering payment details can lead to errors. Automate the process and reduce mistakes.

 
Clover Flex pocket payment

Quicker transactions

Keep queues moving and serve customers faster with a smoother checkout.

 
Merchant Clover Flex pocket

Secure and reliable

Clover card payment machines use secure technology to help protect transactions and payment data.

More than a card payment machine

If you need more than a simple payment machine, Clover POS systems help you track sales, manage inventory, and organise staff schedules.

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Fast access to your funds

With next-business-day settlement as standard, you can access your takings sooner and keep your business moving.

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Built for secure, everyday use

Clover updates automatically to help keep your system secure and ready with the latest features.

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Pricing that fits your business

Get a tailored quote based on how your business takes payments, with no minimum annual card volume required to discuss customised rates.

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Less admin, more time for business

Your dedicated Concierge can help with account support, statement queries and day-to-day administration, so you can stay focused on running your business.

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Flexible setup for the way you work

Choose a card payment machine that fits your business today, with options to add more devices and features as you grow.

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Help when you need it

7-day phone support is included as standard, so you can get assistance with payments, devices and account queries

 

Choose from Clover card payment machines

 

Designed for the counter, tableside or on the move.

 
Clover Flex Pocket

Clover Flex Pocket

£15 + VAT/month

A lightweight, pocket-sized card payment machine for businesses that need a simple way to take payments on the move.

 
Clover Flex

Clover Flex

£15 + VAT/month

A portable card payment machine with the tools of a larger POS, designed for taking payments at the table, in store or on the move.

 
Clover Mini

Clover Mini

£20 + VAT/month

A compact card payment machine for businesses that need a powerful countertop setup with built-in business tools.

 
Clover Station Duo

Clover Station Duo

£30 + VAT/month

A dedicated card payment system for busy businesses that need a full checkout setup.

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Trusted by businesses across the UK

 

Don't just take our word for it. See what businesses have to say about their experience with Clover.

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Frequently Asked Questions

A card payment machine is a device that allows businesses to accept card payments securely in person. It reads card details, sends the transaction for authorisation and confirms whether the payment has been approved.

The cost of a card payment machine in the UK can vary depending on the type of device, your business needs and the way you take payments. Clover offers tailored pricing based on your requirements, so you can choose a setup that fits your business.

Both devices help businesses accept card payments, but they can differ in size, features and how they operate. A card reader is often smaller and may work alongside a smartphone or tablet, while a card payment machine can offer more built-in functionality and work as a standalone device.

Yes. Card payment machines can be a good fit for small businesses that want to accept card and contactless payments securely, whether at the counter, tableside or on the move.

Yes. Clover offers card payment machines with built-in 4G connectivity, helping businesses stay connected and continue taking payments in more places.

Yes. Clover offers wireless card payment machines designed for businesses that need the flexibility to take payments away from a fixed counter, including in hospitality, retail and mobile service environments.

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© 2026 Fiserv, Inc. or its affiliates. All rights reserved. Fiserv, Clover and First Data are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates. Our acquiring solution in the UK is provided by First Data Europe Limited (FDEL), a private limited company incorporated in England (company number 02012925) with a registered address at Janus House, Endeavour Drive, Basildon, Essex, SS14 3WF. FDEL is authorised and regulated by the Financial Conduct Authority (FCA Register No. 582703). Clover devices and solutions are provided by either Marketplace Merchant Solutions Limited (MMSL) or First Data Europe Limited (FDEL) and are not regulated by the FCA.

 

Non-Clover POS solutions are provided by FDR Limited, LLC (FDRL). FDEL, MMSL and FDRL are all Fiserv, Inc. group companies.

 

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