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Card machines for busy businesses

Looking for a fast, reliable way to accept payments in-store or on the go? A card payment machine could be your answer. These devices are perfect for businesses that want a professional, all-in-one payment solution to serve customers quickly while keeping their data and funds secure.

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portable card machines

Accept most popular payment methods

  • Item 1 of 8 Visa
  • Item 2 of 8 AMEX
  • Item 3 of 8 Master
  • Item 4 of 8 Maestro
  • Item 5 of 8 Discover
  • Item 6 of 8 Apple Pay
  • Item 7 of 8 Google Pay
  • Item 8 of 8 contactless
Visa Mastercard American Express Samsung Pay Samsung Pay Apple Pay Google Pay
card machines

A card machine – what is it

A card machine (also called a Chip and PIN machine, PDQ machine, or card terminal) lets businesses accept secure payments from credit and debit cards. No matter what the payment method is, the machine reads the card details, requests authorisation from the bank, and confirms the transaction in a few moments.

 

Both credit card machines and card readers process card payments in the same way. The main difference can be, in some cases, size and features. Some card readers are smaller and may need a smartphone or tablet to function. Whether large or compact, both devices let you swiftly process payments.

A card machine with a choice of payment options

Not everyone carries cash, and not everyone wants to pay the same way. Some prefer tapping their phone, others still use PIN, and a few might even swipe a card. With Clover credit card machine for business owners, you don’t have to worry about turning customers away. Accept contactless, Chip and PIN, mobile wallets like Apple Pay and Google Pay, and even digital gift cards. However they choose to pay, you’re covered.

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clover flex

The best card machine for small businesses

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A professional setup

Use a modern, fashionable device and make a better impression on customers - especially in a shop or café.

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Fewer mistakes

Manually entering payment details can lead to errors. Automate the process and reduce mistakes. 

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Quicker transactions

A smooth checkout helps reduce queues and improves service. Serve even more clients without complications. 

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Secure and reliable

Card machines use encryption and fraud protection features to keep transactions safe. Process without doubt. 

Clover POS: More than just a card payment terminal

 

If you need more than a simple payment machine, Clover POS systems help you track sales, manage inventory, and organise staff schedules.

Instead of using separate tools for payments, reporting, and stock management, you get an all-in-one system that simplifies daily operations.

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Build your device for growth

With Clover credit and debit card machines, you get a reliable, secure, and scalable solution designed to support your business now and in the future.

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Clear, predictable pricing

No guesswork, no unexpected charges. You’ll get upfront pricing with a flat, consistent rate for all major cards, including AMEX and rewards cards, so you always know what you’re paying.

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Always up to date, always secure

Security shouldn’t be something you have to think about. Clover updates automatically, keeping your system protected and equipped with the latest features.

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Support when you need it

Business doesn’t stop, and neither does our support. Whether it’s a setup question or a payment issue, our UK-based team is available every day to help you get back to work fast.

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A system that grows with you

Need more features down the line? With Clover’s scalable POS, you can get special add-ons or even extra devices whenever you’re ready. 

Three Clover POS options – choose the one for you

 
Flex

Flex

Clover Flex is a portable payment solution that fits in your palm while offering the same functions as a larger POS. Take orders at the table, in-store, or on the go, and manage orders and inventory from anywhere. With Wi-Fi and 4G connectivity, you’re always ready

Learn more about Flex
 
Clover

Mini

Perfect for smaller venues, Clover Mini offers a compact yet powerful solution. It works as a standalone payment terminal or a full POS with built-in business management tools. If your business grows, you can easily add features and accessories without switching devices.

Learn more about Mini
 
Clover

Station Duo

A great fit for busy retail shops, cafés, and restaurants that need a dedicated payment system. This dual-screen system allows staff to handle payments while customers confirm their transactions on a separate display. Designed for speed and stability, it stays connected for uninterrupted service.

Learn more about Station Duo

Frequently Asked Questions

A card machine is a device that companies use to take payments from debit and credit cards, as well as mobile wallets like Apple Pay and Google Pay. When a customer pays, the machine securely reads their details and gets approval from the bank. Once confirmed, the transaction is complete. Some models are small and portable, while others are designed for a fixed counter. Many also include extra features like receipt printing or sales tracking to make business easier

More and more people expect to pay by card or phone, and having a card machine makes that simple. It helps you serve customers faster, cuts down on mistakes from handling cash, and keeps the payment process secure. Whether you're running a shop, café, or mobile business, a card machine means smoother transactions and fewer missed sales. Our card machines also help you organize daily tasks, so tracking your earnings is easier at the end of the day.

If you take payments in person, a card machine makes life easier - for you and your customers. In a busy shop, it keeps queues moving. In a café or restaurant, it lets customers settle the bill at the table without fuss. For salons, clinics, and repair services, it removes the hassle of handling cash. Even if your business literally moves around, like a food truck or market stall, you can take payments anywhere, so you never have to turn a customer away.

The card machine price depends on the type of selected software and hardware options. A basic terminal focused on processing payments will be more affordable, while a full POS system with tools for tracking sales, managing stock, and handling staff shifts will come at a higher cost. With Clover, you get transparent pricing and a flat rate for all major cards. Contact our sales team to discuss pricing details. 

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 © 2026 Fiserv, Inc. or its affiliates. All rights reserved. Fiserv, Clover and First Data are trading names, trademarks, registered trademarks, service marks or registered service marks of Fiserv, Inc. or its affiliates. Our acquiring solution in the UK is provided by First Data Europe Limited (FDEL) a private limited company incorporated in England (company number 02012925) with a registered address at Janus House, Endeavour Drive, Basildon, Essex, SS14 3WF. FDEL is authorised and regulated by the Financial Conduct Authority (FCA register No. 582703;). Clover devices and solutions are provided by either Marketplace Merchant Solutions Limited (MMSL) or First Data Europe Limited (FDEL). Non Clover POS solutions are provided by FDR Limited, LLC (FDRL). FDEL, MMSL and FDRL are all Fiserv, Inc. group companies.

 

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