A card payment machine (also called a Chip and PIN machine, PDQ machine, or card terminal) lets businesses accept secure payments from credit and debit cards. No matter what the payment method is, the machine reads the card details, requests authorisation from the bank, and confirms the transaction in a few moments.
Both credit card machines and card readers process card payments in the same way. The main difference can be, in some cases, size and features. Some card readers are smaller and may need a smartphone or tablet to function. Whether large or compact, both devices let you swiftly process payments.
Customers want choice at checkout. With Clover card payment machines, businesses can accept contactless payments, Chip and PIN, mobile wallets such as Apple Pay and Google Pay, and digital gift cards. However your customers choose to pay, you’ll be ready.
Choosing the right card payment machine for a small business can help improve customer experience and streamline operations.
Clover's range of card machines supports growing businesses with integrated payments, reporting tools and flexible connectivity options.
Use a modern card payment machine that helps create a smooth, professional checkout experience.
Manually entering payment details can lead to errors. Automate the process and reduce mistakes.
Keep queues moving and serve customers faster with a smoother checkout.
Clover card payment machines use secure technology to help protect transactions and payment data.
If you need more than a simple payment machine, Clover POS systems help you track sales, manage inventory, and organise staff schedules.
With next-business-day settlement as standard, you can access your takings sooner and keep your business moving.
Clover updates automatically to help keep your system secure and ready with the latest features.
Get a tailored quote based on how your business takes payments, with no minimum annual card volume required to discuss customised rates.
Your dedicated Concierge can help with account support, statement queries and day-to-day administration, so you can stay focused on running your business.
Choose a card payment machine that fits your business today, with options to add more devices and features as you grow.
7-day phone support is included as standard, so you can get assistance with payments, devices and account queries
Designed for the counter, tableside or on the move.
£15 + VAT/month
A lightweight, pocket-sized card payment machine for businesses that need a simple way to take payments on the move.
£15 + VAT/month
A portable card payment machine with the tools of a larger POS, designed for taking payments at the table, in store or on the move.
£20 + VAT/month
A compact card payment machine for businesses that need a powerful countertop setup with built-in business tools.
£30 + VAT/month
A dedicated card payment system for busy businesses that need a full checkout setup.
Don't just take our word for it. See what businesses have to say about their experience with Clover.
A card payment machine is a device that allows businesses to accept card payments securely in person. It reads card details, sends the transaction for authorisation and confirms whether the payment has been approved.
The cost of a card payment machine in the UK can vary depending on the type of device, your business needs and the way you take payments. Clover offers tailored pricing based on your requirements, so you can choose a setup that fits your business.
Both devices help businesses accept card payments, but they can differ in size, features and how they operate. A card reader is often smaller and may work alongside a smartphone or tablet, while a card payment machine can offer more built-in functionality and work as a standalone device.
Yes. Card payment machines can be a good fit for small businesses that want to accept card and contactless payments securely, whether at the counter, tableside or on the move.
Yes. Clover offers card payment machines with built-in 4G connectivity, helping businesses stay connected and continue taking payments in more places.
Yes. Clover offers wireless card payment machines designed for businesses that need the flexibility to take payments away from a fixed counter, including in hospitality, retail and mobile service environments.